Many of us are now living longer and because of our ever increasing life expectancy it is more and more likely that many of us will suffer from, and survive, a critical illness at some point in our lives.
Typical examples of a “critical illness” are:
Upon diagnosis of any critical illness outlined in the chosen policy, you will receive a lump sum payment which can be used to pay any ongoing financial commitments such as a mortgage, loans etc or can be used for any specialist medical treatment / care which may be required. It can also be used to make any necessary modifications to your home, such as a stair lift etc. should they be needed.
Critical Illness cover can be taken out alongside Life Insurance, or as a stand-alone product. We can talk you through the different types of policies on the market and explain which critical illnesses would be included in your bespoke cover.
For assistance in finding the right level of cover to suit your needs, please contact us for a free quote.
Policies pay out following a period of time off work, known as the ‘deferred period’, and will continue to pay out until either work is resumed or to the end of your specified term period.
If in employment, then the following questions need to be asked. If the answer to all three is 'no' then you may wish to seriously consider some form of Income Protection. If so, call us for a free, no obligation quote.
For assistance in finding the right level of cover to suit your needs, please contact us for a free quote.
There are various plans available to help manage the costs of looking after your dental needs, typically providing cover for routine dental care and emergency treatment. Dental insurance, however, is not a pay-all policy, rather it is used as an aid to help ease the burden of dental costs.
For assistance in finding the right level of cover to suit your needs, please contact us for a free quote.
Private medical insurance can appear complicated and it is essential that the right policy is chosen to suit your needs. At Healthy Horizons we specialise in health insurance and will thoroughly research the market to ensure that the right cover at the best available price is found. Quotes for health insurance are free and you are under no obligation to purchase.
Private Medical Insurance gives peace of mind when needed most, knowing that not only will medical bills be taken care of, but access will be available to the very latest treatments, facilities and leading specialists in a variety of serious medical conditions, including cancer.
Although NHS waiting times have been slightly reduced in the past few years, with a private medical insurance policy waiting times for consultations and treatment are minimal. This can reduce stress on yourself and family, which illness can bring, and allows for a much quicker return to normal life.
Speak to us about International-Medical-Insurance for travelling, working or living abroad, from 0-12 months or 12 months plus.
We can arrange:
For assistance in finding the right level of cover to suit your needs, please contact us for a free quote.